Become familiar with what you need to be familiar with whenever determining to purchase a motor automobile, build a home, investing for your your retirement and lots of other pursuits.
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Designed specifically to cater to the needs of busy experts, our Professionalsâ€™ Loan Scheme is sold with the lowest interest rate, a straightforward payment scheme, minimum paperwork and maximum convenience.
Loans to invest in any individual requirement you could have
Acutely competitive low interest
Simple and application process that is convenient
Fast loan approval
Advantages of a Commercial Bank Professionalsâ€™ Loan
Top up center – it is possible to make an application for a renewal of the loan, after repaying an integral part of the initial loan acquired by you.
You’ve got a range of fixed or drifting interest levels.
You can expect to get Web Banking facility, free from joining charge as well as the very very first 12 months fee that is annual.
Your loan is supposed to be prepared within no more than three business days, after submitting the loan application with all needed papers.
Fast, convenient and 24 x 7 access that is unlimited for your requirements from around the globe through on the web Banking, phone & Cellphone Banking or through the millions of ATMs belonging to Cirrus or Visa sites anytime and anywhere.
You can easily keep in touch with our loan officers for advice and guidance at any time before and through the payment amount of your loan.
Capacity to apply via on the web Banking – if you’re currently registered for the on line Banking center, you can now make an application for specialistsâ€™ Loan online from exactly where you will be at the same time convenient for you
Doctor registered using the Sri Lanka healthcare Council
Engineer registered because of the Institution of Engineers of Sri Lanka
Architect registered utilizing the Sri Lanka Institute of Architects
Accountant registered with all the Institute of Chartered Accountants of Sri Lanka
University Lecturer registered with Government Universities
An associate of any other pro Body acceptable towards the Bank
And between 18 and 65 years old with a satisfactory regular income that is monthly repay the mortgage, you will be entitled to make an application for a Professionalsâ€™ Loan.
It is possible to just take that loan for,
Establishing, expansion or purchase of equipment for a practice that is professional
Buying of a car
Re re Payment of charge card balances
Advanced schooling for you personally or family member â€“ locally or abroad
Funding weddings or other functions that are social
Purchasing of a computer / computer equipment
Buying of household items such as for instance furniture, fixtures, devices etc.
International travel, for business or leisure
Repairs or extensions to your residence
Or just about any other function, if proven appropriate to your Bank
The most loan you are able to use for is flexible, based on your disposable income, payment capability and requirement.
Just how to use
You can travel to a branch of the option and discuss your requirement having an officer. He will show you through the mortgage application procedure. You may also download the application form form by pressing the hyperlink given below
Please fill the personal bank loan application and hand up to the branch aided by the needed paperwork. Make sure look at these guys to bring your nationwide identification card, driving permit or passport. This might be required for us to spot you.
A photocopy associated with registration document aided by the Governing that is respective Body
A recently available wage slide or papers income that is evidencing
Copy of the current household bill showing your title and address
If used, a page of undertaking through the manager to remit the wage to your Commercial Bank account
Payment period for fixed interest loans will likely be up to 5 years as well as drifting interest loans it will depend on 7 years. The utmost repayment duration will depend on your actual age and staying many years of solution.
Terms & Conditions applyProduct information and terms & conditions are subject to change from time for you to time. Consequently, you need to contact the branch closest for you when it comes to latest information and prevailing terms & conditions.
Make an application for a loan
Who is able to use
You can apply for this facility if you are a member of a selected Professional Institute